Posts Tagged ‘motorcycle accident lawyer’
Massachusetts Motorcycle Safety Tips
By now, many Massachusetts motorcyclists are ready for warmer days ahead. At Breakstone, White & Gluck, our attorneys represent motorcyclists who have been injured and we are committed to sharing safety tips to protect from motorcycle accidents and injuries.
Whether you ride in Boston, Cape Cod or Central Massachusetts, here are a few essential steps:
Massachusetts Rider Education Program
This is a great starting point for new motorcyclists. Attendance is worthwhile because you have to opportunity to learn from more experienced motorcyclists and meet others looking to learn. You may also be able to fulfill your licensing requirements here. When you are finished, take your certificate of completion right to your auto insurance agent and ask for an insurance discount.
More experienced motorcyclists will also find something here, whether they seek new skills or want to review fundamentals to avoid motorcycle crash situations.
Sponsored by the Massachusetts Registry of Motor Vehicles, the program offers 15 hours of course material, includes five hours in the classroom and 10 hours of hands-on motorcycle instruction. Motorcyclists under age 18 must complete the training before taking the Massachusetts Motorcycle License test.
The best way to begin is by visiting the Massachusetts Ridership Education Program website. You must sign up for an approved motorcycle training program to qualify for the insurance discount. Programs are offered throughout the state, in Ayer, Bedford, Beverly, Brockton, Foxborough, Framingham and other communities.
Massachusetts Auto Insurance for Motorcyclists
No one ever expects to be injured in a motorcycle crash. But it can happen and you want to make sure you and your family are protected. Start by learning about your Massachusetts auto insurance policy.
While auto insurance coverage for motorcyclists and drivers is similar, there is a key difference in Massachusetts. Unlike drivers, motorcyclists do not receive PIP (personal injury protection) benefits. PIP benefits provide the first $8,000 of medical expenses, lost wages and other expenses for a driver who is injured. The loss of these benefits creates another obstacle for motorcyclists after a crash.
Because motorcyclists do not have access to PIP, our attorneys recommend they purchase other coverages to make up for this, including Medical Payments, Uninsured Auto and Underinsured Coverage and Bodily Injury Coverage. To help you get started, our Boston motorcycle accident attorneys have written this article, “Massachusetts Motorcyclists: Buy the Right Types of Auto Insurance to Protect Yourself and Your Finances.”
We encourage you to read the article and show it to your insurance agent. Talk to other motorcyclists about their experiences buying insurance coverage. In addition to providing compensation if you are injured, buying the right types and amounts of coverage can bring you peace of mind now as you get ready to ride this season.
Motorcycle Helmet and Eye Protection
Massachusetts has had a mandatory helmet law since 1967 and is one of 28 states which currently require motorcyclists to wear helmets. Massachusetts has a “universal law,” which requires both motorcyclists and their passengers to wear helmets. The statute is M.G.L. c. 90, Section 7. Riders can be fined up to $100 for failure to wear a helmet.
Helmets must meet the U.S. Department of Transportation’s Federal Motor Vehicle Safety Standard No. 2018. You will see a label with this number on the inside and outside of the helmet. Along with the helmet, motorcyclists must wear goggles or a protective face shield. This is not a requirement if the motorcycle has a windshield or screen.
About Breakstone, White & Gluck – Boston and Worcester Motorcycle Accident Lawyers
Breakstone, White & Gluck is a Boston personal injury law firm which represents motorcyclists who have been injured in Massachusetts. With over 100 years combined experience, our lawyers are recognized for our results for clients across the state, from Boston to Worcester to Cape Cod. If you have been injured, learn your legal rights for seeking compensation. Our attorneys offer a free legal consultation: 800-379-1244 or 617-723-7676. You can also use our contact form.
What Massachusetts Motorcyclists Should Know About Buying Auto Insurance
Motorcyclists, before you start your engines, remember to check your Massachusetts auto insurance policy. Too many motorcyclists do not have enough coverage, which can be a costly and painful mistake if you are ever injured in a crash. For more than 25 years, Breakstone, White & Gluck has fought to obtain compensation for motorcyclists injured by negligent drivers. In recent years, our attorneys have vigorously pursued settlements of $3.75 million, $3.5 million and $1.25 million for three motorcyclists. We write about these Massachusetts motorcycle settlements on our website.
We work with auto insurance policies on a daily basis as we represent those injured on the road. We hope you are never injured, but it pays to plan and understand your auto insurance policy. After an accident, you may have to look to your own insurance policy, even if another driver caused the crash.
In Massachusetts, all drivers and motorcyclists must buy a minimum level of auto insurance. This is known as Compulsory Coverage. Motorcyclists need more and have a few special considerations. Your challenge is to identify what your potential needs would be following a crash. To start, you would need coverage for medical treatment and lost wages. Depending on the nature of your injury, you may be out of work for an extended period or worse, be left unable to return full-time. If you have a family and provide income for their support, you have more to consider.
The good news is you can plan and work with your insurance agent now to make sure your insurance coverage is adequate and that you have the right types. To help get you started, our attorneys have written these articles about Massachusetts auto insurance coverage. As a motorcyclist, make sure to read the section about Medical Payments coverage in our first article:
|Insurance Articles for Massachusetts Motorcyclists|
|Massachusetts Motorcyclists: Buy the Right Types of Auto Insurance to Protect Yourself|
|Understanding and Buying Massachusetts Car Accident Insurance|
About Breakstone, White & Gluck
The attorneys of Breakstone, White & Gluck have over 100 years combined experience representing motorcyclists in the Boston area and across Massachusetts, from Brockton and Plymouth to Cape Cod to Framingham and Worcester. If you have been injured, take the time to learn your rights from one of our Boston motorcycle accident lawyers. Our attorneys can help you answer the key questions you may have following a motorcycle accident, such as “How much is my motorcycle accident claim worth?” and “How long will it take to obtain compensation for my injury after a motorcycle accident?” For a free legal consultation, contact us at 800-379-1244 or 617-723-7676 or use our contact form.